Monday, August 17, 2026 / by Angela Skillingstad
Buying a Condo on the Florida Coast? 10 Things to Know Before You Buy
Buying a Condo in Florida? 10 Things to Check Before You Make an Offer
Buying a condo in Florida can be a great way to own a second home, vacation property, or investment near the beach. But buying a condo is a little different from buying a single-family home.
You're not only buying the unit—you’re also buying into the condominium association and sharing responsibility for the building and its common areas.
Before making an offer, here are 10 things I recommend looking into.
1. HOA Fees—and What They Actually Cover
Don't judge a condo solely by the monthly HOA fee.
One association may include building insurance, water, cable, internet, pest control, pools, landscaping and other amenities, while another may include far less.
The better question isn't simply, “How much is the HOA?” It's “What am I getting for it?”
2. Special Assessments
This is a big one.
Ask whether there are any current or upcoming special assessments and whether t ...
Buying a condo in Florida can be a great way to own a second home, vacation property, or investment near the beach. But buying a condo is a little different from buying a single-family home.
You're not only buying the unit—you’re also buying into the condominium association and sharing responsibility for the building and its common areas.
Before making an offer, here are 10 things I recommend looking into.
1. HOA Fees—and What They Actually Cover
Don't judge a condo solely by the monthly HOA fee.
One association may include building insurance, water, cable, internet, pest control, pools, landscaping and other amenities, while another may include far less.
The better question isn't simply, “How much is the HOA?” It's “What am I getting for it?”
2. Special Assessments
This is a big one.
Ask whether there are any current or upcoming special assessments and whether t ...
